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It’s an inevitable part of life that plumbing issues can arise without warning. What’s more, is that you’re often caught out financially, and may not always have the spare cash to cover the repairs required. If emergency works are necessary, the hip pocket can suffer, but there are ways to avoid being left stranded.
The emergency fund is your best friend
While we strive to make our prices cost-efficient and affordable, it’s still common to feel left high and dry if the instance was never expected. These days, savvy homeowners are making the smart move of creating an emergency fund for services that may be required for their property at a moment’s notice. This great idea is simple, but works efficiently—simply allocate a slight portion of your salary into the fund so that it’s there and ready when you need it most.
Finding the discipline
Sometimes it’s easy to get swept up in the “needs” and “wants” of everyday living. It’s not always a simple thing to sweep some money aside, especially if you’re feeling strapped as it is. It can be handy to approach your chosen bank and ask them to automatically allocate a portion of your next pay check into a bank account you have dedicated to this emergency fund. More than likely, you’ll find you won’t even end up missing those extra dollars.
Keeping up with the maintenance
All aspects of your property require attention here and there, in order to keep things in check. Plumbing is no exception. Don’t avoid checking your taps for leaks, your irrigation systems for problems, or the pipes around your property—know what’s working, what’s not and what might be a problem in the near future. It might just save you a whole lot of time and money in the long-run.
Where to from here
If you’re still reading this and wondering how you’ll find the motivation to start your emergency fund, start by writing down a list of your most unnecessary weekly purchases; that extra coffee every day, the scarf you never wear…there’s most likely a few items and tid bits that you’ll find were better off as coins in the jar to act as your safety blanket.